Monthly Archives: November 2011
Bankruptcy in North Carolina, Part 4
Some debt can not be discharged Note: Continued from “Bankruptcy in North Carolina, Part 3.” m Points to keep in mind As we finish the series about Bankruptcy in North Carolina, keep these major points in mind: Even if you … Continue reading
Bankruptcy in North Carolina, Part 3
BAPCPA, ‘means test,’ safe-harbor provisions Continued from “Bankruptcy in North Carolina, Part 2.” m Effects of BAPCPA, the ‘reform’ act of 2005 Under intense pressure from credit-card companies (and the banks that own them) and their lobbyists for about five … Continue reading
Bankruptcy in North Carolina, Part 2
Bankruptcy is in the U.S. Constitution m Bankruptcy & The Constitution In the USA, we long ago recognized the folly of sending people to debtor’s prison, where they could no longer service any debt at all and were removed both … Continue reading
Bankruptcy in North Carolina, Part 1
State has done better than U.S. overall, but rates nearly 10x since mid-80s m News article points out rise in Tar Heel bankruptcies during one judge’s career A recent article about a new bankruptcy judge in North Carolina contains a … Continue reading
Bankruptcy in Ohio, Part 5
Some debt can not be discharged m Continued from Bankruptcy in Ohio, Part 4. Points to keep in mind As we finish the series about Bankruptcy in Ohio, keep these major points in mind: Even if you drove your own … Continue reading
Bankruptcy in Ohio, Part 4
Ohio does not allow federal bankruptcy exemptions mike hinshaw Continued from Bankruptcy in Ohio, Part 3. State versus federal exemptions Although bankruptcy is administered by federal law, the bankruptcy code (the “Code”) allows states to opt out of federal bankruptcy … Continue reading
Bankruptcy in Ohio, Part 3
Income below state median provides ‘safe harbor’ Continued from Bankruptcy in Ohio, Part 2. m Effects of BAPCPA, the ‘reform’ act of 2005 Under intense pressure from credit-card companies (and the banks that own them) and their lobbyists for about … Continue reading
Bankruptcy in Ohio, Part 2
Bankruptcy Court is your friend, unless you’re running a scam m Continued from Bankruptcy in Ohio, Part 1. Bankruptcy & The Constitution In the USA, we long ago recognized the folly of sending people to debtor’s prison, where they could … Continue reading
Posted in Bankruptcy fraud, Bankruptcy law: Your rights, Bankruptcy process, Bankruptcy terms, Chapter 11, Chapter 13, Chapter 7, Home mortgage foreclosure
Tagged Akron, Bankruptcy Code, Canton, Cincinnati, Cleveland, Columbus, Dayton, filing pro se, Northern District of Ohio, Section 8, Southern District of Ohio, Toledo, U.S. Constitution, Youngstown
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Bankruptcy in Ohio, Part 1
Despite improved bankruptcy rates, Ohio foreclosures could signal increase in bankruptcy filings m Home foreclosures rose in October, although still lower than a year ago A Nov. 10 article in the Dayton Business Journal reports that home foreclosure remains a … Continue reading
Bankruptcy in Indiana, Part 5
Some debt can not be discharged m Points to keep in mind As we wind down the series about Bankruptcy in Indiana, keep these major points in mind: Even if you drove your own private, financial wagon off the cliff, … Continue reading
